| National Flood Insurance Program
About National Flood Insurance
All of the communities in Uinta County are covered by the National Flood Insurance Program. Anyone who has a home is eligible to participate. One way to get more information is to contact your home insurance agent and you can also find more information on the FEMA website.
Flood Insurance is Required by law
To get secured financing to buy, build, or improve structures in Special Flood Hazard Areas (SFHA's) you will be required to purchase flood insurance. Lending institutions that are federally regulated or federally insured must determine if the structure is located in a SFHA and must provide written notice requiring flood insurance.
Flood Risk Occurrences
Flood insurance is available to any property owner located in a community participating in the NFIP. All areas are susceptible to flooding, although to varying degrees, in fact, 25% of all flood claims occur in the low-to-moderate risk areas. Flooding can be caused by heavy rains, melting snow, by inadequate drainage systems, failed protective devices such as levees and dams, as well as by tropical storms and hurricanes.
Buying Flood Insurance
There's a big difference between having to buy flood insurance because the law says you must and choosing to buy flood coverage because it's in your best interests to do so. We recommend that all property owners purchase and keep flood insurance because it is the best means of recovery from flood damage.
Keep the peace of mind in knowing that your property will be protected from damages from the next storm and you're not left to cover the losses yourself.